Disclosures

Terms of Use

Please read these terms and conditions of use (“Terms”) carefully before using the website or any of the

information or services provided by Black Wealth Financial in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by Black Wealth Financial in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.

Black Wealth Financial reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

These Terms were last updated on April 20, 2022

This website and information provided are for marketing, guidance and information purposes only.

Websites such as this are not impartial and are provided in connection with advertising and marketing of the services offered by Black Wealth Financial.

Important

Black Wealth Financial and Jamilah N. McCluney offer Investment advice through Redwood Private Wealth, 3930 E. Ray Road, Suite 155, Phoenix, AZ 85044 (“Redwood”). Redwood is an investment adviser registered with the Securities and Exchange Commission (“SEC”). Registration with the SEC  should not be construed to imply that the SEC has approved or endorsed qualifications or the services Redwood offers, or that its personnel possess a particular level of skill, expertise or training. Important information and disclosures related to Redwood are available at http://www.Redwood.com. Additional information pertaining to Jamilah N. McCluney and/or Redwood’s registration status, its business operations, services and fees and its current written disclosure statement is available on the SEC’s Investment Adviser public website at https://www.adviserinfo.sec.gov/.

Black Wealth Financial does not attempt to furnish personalized investment advice or services through this website. Nothing on this website should be construed as personalized investment, legal, tax or insurance advice and any information contained herein should not be considered as a recommendation for any specific investment product, strategy, plan feature or other purposes. We are not suggesting that the recipient or any other person take a specific course of action or any action at all.

This website is limited to the dissemination of general information pertaining to the advisory services offered solely to gain an understanding of our services so that you may contact us for further information. Photos and images on this Website are not of past or present clients of Black Wealth Financial. These photos should not be construed as an endorsement of Black Wealth Financial by any client.

You must be aware that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy including those undertaken by us will be profitable or equal any historical performance level(s).

Prior to making any investment or financial decisions, an investor should seek individualized advice from a qualified professional that takes into account all of the particular facts and circumstances of an investor’s personal situation.

If you are a current Client it is important to remember that it is your responsibility to notify us, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or modify any reasonable restrictions to our investment advisory services.

Risk Disclosure

You must be aware that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy including those undertaken by us will be profitable or equal any historical performance level(s). Information regarding investment services are provided solely to gain an understanding of our investment philosophy and our strategies and should not be construed as personalized investment advice.

Conflicts of Interest

Certain advisors are licensed insurance agents of our affiliated or non-affiliated companies and, in that capacity, may recommend on a fully disclosed basis the purchase of certain securities or insurance-related products. These individuals are compensated for the sale of these products. The recommendation by a representative of Black Wealth Financial that a client purchase a commission-based product presents a conflict of interest, as the receipt of commission may provide an incentive to recommend products based on commissions received rather than on a particular client’s need. It is important to review your advisor’s Brochure Supplement to be aware if any such conflicts exist.

No client is under any obligation to purchase any commission-based products from a representative of Black Wealth Financial. Clients are reminded that they may purchase insurance-related products recommended by Black Wealth Financial representatives through other, non-affiliated representatives and/or companies.

Links to Third-Party Content

This Website may contain additional investment-related information, Market data, articles and other content based on generally available information believed to be reliable. The website may contain links to articles or other information that are contained on a third party website. Black Wealth Financial does not endorse or accept responsibility for the content, or the use of the website. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Black Wealth Financial assumes no liability for any inaccuracies, errors or omissions in or from any data or other information provided on the pages. Accordingly, the publication of this website on the Internet should not be construed by any consumer and/or prospective client as a solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.

Social media

While we may have an established presence on one or more social media pages, We are not affiliated with Facebook, LinkedIn, Twitter, Youtube, Google+, Instagram or any other social media site. It is up to you to read and understand the privacy policies and terms of service for each social media site you participate in. We do not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted by any third parties on social media sites. We have no control over how the social media sites or other third parties will use the information you share. We do not control, serve, adopt or endorse any content that may be published on any social media site. No part of any social media site is intended to make a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice.

No client was compensated to follow any social media page or connect with us. The appearance of those people that have chosen to follow or like our social media pages or connect with us does not  constitute a testimonial for endorsement of Black Wealth Financial or any of our services. It is not known whether such individuals approve or disapprove of our services. It’s also important to note that specific financial questions on account information can’t be posted, by a client or an advisor. Due to industry regulations, please do not post any comments on social media pages. The entire content of social media sites that we participate in, including third party posts, is archived to comply with securities regulations. We do not provide customer service or enable financial transactions through any social media site. Should any client of the firm have questions or concerns that are specific to their account(s), please contact our office directly. You should never post personal, account or transaction information anywhere on any social media site. As convenient as it is to message people within social media, we will not be able to return messages within those social media channels. We will respond, but will do so from our business email account.

We appreciate the time you took to learn how to connect with us online, and we look forward to providing you with interesting industry content.