Please complete the fields only as they apply to you. If you do not have a second mortgage or a HELOC, leave those areas blank. Any additional information that you feel is pertinent please list in the
additional Notes/Information area.
*If you pay property taxes and homeowner’s insurance separately rather than as part of your mortgage payment, list them below in the Expenses section.
Please note that income should reflect net checks after taxes, 401(k) contributions, and stock purchases. Complete only as it applies to your circumstances.
Please do not hesitate to edit our template so that it accurately reflects your circumstances (example: many clients have cable and internet as one bill). We’ve also included blank fields so that you can add ones we may have missed.
please be sure to always indicate the interval of the expense (weekly, monthly, quarterly, annually, etc) and the date paid/due as this will help us accurately understand your cash flow.
Please include all debts, balances, minimum payments, monthly payment you make (if above the minimum),interest rates, dates paid, and anticipated pay-off dates. Car payments/loans, credit cards, and other loans should all be included.
When formulating a long-term plan, we want to be sure that we take into account expected college bills and debt. If we do not plan for it now, college can become a significant roadblock in our financial future. Please provide us with both the names of your students and year you expect them to enter college for the first Fall semester.
Upcoming College-bound Students