You may need to complete a phone interview. What time do you prefer?
    What phone number should they call for the phone interview?(Required)
    If something were to happen to you, we need to know who should receive the death benefit. You will need to name a primary beneficiary as well as a contingent beneficiary (in the event something were to happen to your primary). You can split up the proceeds into percentages. (i.e. 25% to your brother, 35% to your sister, etc.)



    Primary Beneficiary First, Middle and Last Name:
    Their Relationship To You
    If you would like to name additional primary beneficiaries, please list their names, their relationship to you, and the percentage you would like to leave to them
    Name additional primary beneficiary?
    If Yes, Name of Additional Primary Beneficiary
    Relationship of Additional Beneficiary
    Percentage To Additional Beneficiary
    Name of Additional Primary Beneficiary
    Relationship of Additional Beneficiary
    Percentage To Additional Beneficiary
    A contingent beneficiary would receive the benefit in the event that your primary beneficiary has passed away
    If you would like to name additional contingent beneficiaries, please list their names, their relationship to you, and the percentage you would like to leave to them



    Your Contingent Beneficiary’s Name:
    Contingent Beneficiary Relationship To You:
    Percentage To Contingent Beneficiary
    Your Contingent Beneficiary’s Name:
    Contingent Beneficiary Relationship To You:
    Percentage To Contingent Beneficiary


    History

    Within the past 12 months, has the proposed primary/first insured received treatment or advice from a member of the medical profession for heart disease, diabetes, stroke, or cancer?:
    Has the Proposed insured used tobacco or nicotine-based products within the last 12 months?
    If "Yes", give details including details:
    Were you ever arrested in connection with the use, posession, or sale of drugs?

    If "Yes", give details including date(s):
    Did you ever seek assisstance in discontinuing the use of drugs?

    If "Yes", please give dates, name and address of doctor or facility:
    Have you ever had a relapse?

    If "Yes", explain details including date(s):
    Do you know or did you ever attend Narcotics Anonymous meetings or other support groups?

    Date last attended:

    Additional Remarks:

    Drug Details

    Please list drug details below.
    1. Cigar use in the past 12 months
    2. Pipe use in the past 12 months
    3. Chewing Tobacco use in the past 12 months
    4. Marijuana use in the past 12 months
    Drug Type/Name
    Drug Frequency Used
    Drug Dosage/Amount Used
    From
    To

    Additional Drug Use details/info:




    Payment Info

    If approved, what is the name of the bank or financial institution you will use to authorize payment?
    What type of account will be used?
    Account Number:
    Routing Number:

    Life Insurance History

    Outside of life insurance provided through your employer, do you currently have any life insurance or annuity products?
    If Yes, Life Insurance Company Name
    If Yes, current death benefit amount
    Policy Number
    Policy Start date

    Driving History

    1. In the past five years, have you been convicted of or pleaded guilty:
    Moving violations?
    If yes, list activity, dates, and number of times:
    2. Driving under the influence of alcohol and/or other drugs?
    If yes, list activity, dates, and number of times:
    3. Reckless driving?
    If yes, list activity, dates, and number of times:
    4. Have you ever been convicted of a felony, misdemeanor, or infraction other than a traffic violation?
    If yes, list activity, dates, and number of times:
    5. Except as a passenger on a regularly scheduled flight, have you flown within the past 2 years, or do you have plans to fly in the future other than as a passenger?
    If yes, list activity, dates, and number of times:
    6. Member of the armed forces including reserves?
    7. Intend to become a member?
    8. Any deployment orders outside the U.S.?
    9. Are you currently in bankruptcy or been the subject of any voluntary or involuntary bankruptcy proceeding pending within the last 12 months?
    10. Have you ever participated in, or within the next two years do you intend to participate in, hang-gliding, sky diving, parachuting, ultralight flying, vehicle racing, scuba diving, mountain or rock climbing, rodeos, competitive skiing or snowboarding, extreme sports or other hazardous activities?
    If yes, list activity, dates, and number of times:
    11. Do you plan to travel in the next 12 months for business or pleasure to a destination outside the U.S., Canada, Western Europe, Hong Kong, Australia, or New Zealand?

    Medical History

    Have you ever been diagnosed, received treatment, or been advised to seek treatment by a member of the medical profession regarding:
    a) Any disorder of the heart or blood vessels including but not limited to coronary artery disease, heart attack, heart failure, chest pain, irregular heartbeat, valvular heart disease, congenital heart disease or defect, heart murmur, high blood pressure or high cholesterol?
    If yes, disorder, dates, result:
    b) Any disorder of the circulatory system including but not limited to stroke, transient ischemic attack (TIA), aneurysm, carotid artery disease, or peripheral vascular disease?
    If yes, disorder, dates, result:
    c) Any disorder of the lungs or respiratory system including but not limited to asthma, chronic bronchitis, chronic obstructive pulmonary disease (COPD), emphysema, tuberculosis, or sleep apnea?
    If yes, disorder, dates, result:
    d) Any disorder of the immune system or endocrine system including but not limited to diabetes, anemia, blood disorder, or thyroid disorder?
    If yes, disorder, dates, result:
    e) Cancer, tumors, polyps, or cysts?
    If yes, disorder, dates, result:
    f) Any psychiatric or mental health disorder including but not limited to anxiety, depression, bipolar disorder, schizophrenia, or post-traumatic stress disorder?
    If yes, disorder, dates, result:
    g) Any neurological or brain disorder including but not limited to epilepsy, seizures, paralysis, multiple sclerosis, Alzheimer’s, Parkinson’s disease, dementia, or chronic headaches?
    If yes, disorder, dates, result:
    h) Lupus or other connective tissue disease; any autoimmune disorder?
    If yes, disorder, dates, result:
    i) Any disease or disorder of the stomach, liver, intestines/colon, or pancreas including but not limited to ulcer, hepatitis, Crohn’s disease, or ulcerative colitis?
    If yes, disorder, dates, result:
    j) Any disease or disorder of the kidneys, bladder or urinary system; prostate, breasts, or reproductive system?
    If yes, disorder, dates, result:
    k) Any disease or disorder of the muscle, bones, spine, or joints including but not limited to arthritis, fibromyalgia, or chronic pain?
    If yes, disorder, dates, result:
    l) Any disease or disorder of the skin, eyes, ears, nose or throat?
    If yes, disorder, dates, result:
    2. Has the proposed Insured ever been diagnosed or treated by a member of the medical profession for Acquired Immune Deficiency Syndrome (AIDS) or AIDS Related Complex (ARC)?
    If yes, reason, dates, result:
    3. Other than previously indicated, in the past 5 years, have you:
    a) Been treated or diagnosed by a member of the medical profession with any mental or physical disorder
    If yes, reason, dates, result:
    b) Had any electrocardiogram (EKG), x-ray, laboratory test, treatment, or procedure? (Excludes tests related to the Human Immunodeficiency Virus (HIV).
    If yes, reason, dates, result:
    c) Been hospitalized or had any surgery or procedure
    If yes, reason, dates, result:
    d) Been advised by a member of the medical profession to have any diagnostic test, treatment, surgery or other procedure which has not been performed? (Excludes tests related to the Human Immunodeficiency Virus (HIV)
    If yes, reason, dates, result:
    e) With or without the recommendation, prescription or knowledge of a medical professional have you undergone any predictive, screening or diagnostic testing including and not limited to genetic or self-administered testing which may lead to a personal health assessment?
    If yes, reason, dates, result:
    4. Has a natural parent or sibling of the proposed Insured died prior to age 60 from coronary artery diseases or cancer; or ever been diagnosed or treated by a member of the medical profession for any hereditary diseases such as Huntington’s disease or polycystic kidney disease?
    If yes, reason, dates, result:
    5. Other than previously indicated, specify all medications you are currently taking, or has taken in the past 5 years, including prescription, non-prescription, or herbal remedies:
    If yes, medication name
    Condition/Disorder
    Dosage
    Frequency
    Beginning Date
    If yes, medication name
    Condition/Disorder
    Dosage
    Frequency
    Beginning Date

    PERSONAL HISTORY

    1. Have you ever had any insurance application denied, postponed, or rescinded; ever been offered rated or modified life insurance; ever been refused for renewal or reinstatement?
    If yes, provide dates and details:
    2. Have you ever traveled or resided outside of the United States or Canada within the past 2 years or plan to travel outside of the United States or Canada in the next two years?
    If yes, provide dates and details:
    3. Have you ever pleaded guilty or been convicted of a felony, have such charges currently pending, currently on probation or parole?
    If yes, provide dates and details:
    4. Have you ever used heroin, cocaine, narcotics, barbiturates, amphetamines, hallucinogens, or any other controlled substance?
    If yes, provide dates and details:
    5. Have you ever been advised by a member of the medical profession to receive treatment or had treatment for alcohol use or drug dependency on prescribed or non-prescribed drugs?
    If yes, provide dates and details:
    6. Do you have a Primary Physician and/or Primary Care Facility?
    Medical Provider First Name & Last Name
    Phone
    Date Last Seen
    Reason and Results of Last Visit
    Street Address, City, State, Zip

    Personal Identification

    Please take a picture and upload with your identification and face visible as demonstrated by the photo below: